With the recent economic downturn I thought it would be a good idea to discuss the most important insurance you can get- Uninsured Motorist coverage. I say this because I am seeing more and more drivers without any automobile insurance. Many of you may be thinking why should I get UM insurance when I have Florida No Fault or PIP insurance. In Florida, PIP has very insignificant limits. Uninsured Motorist coverage covers bodily injuries to you and your passengers when the other person has no insurance or not enough insurance in a Jacksonville crash that is not your fault. Given the large number of uninsured motorists, this is very important coverage to have, even in states with no-fault insurance. In Florida, your Personal Injury Protection (PIP), or no-fault, benefits carry a $10,000 limit. So there may be instances when your no-fault benefits will not cover a loss in full.
If you have recently been in a Jacksonville car accident don’t hesitate to call the Law Offices of Henry Gare at (904) 387-6101. All consultations are free and confidential.